Legal Officer

Job Description:

Responsiibilities

• Handle and monitor all litigation matters including consumer disputes, civil suits, criminal complaints, writ petitions, arbitrations, and regulatory proceedings.
• Liaise with external advocates, counsels, and law firms; brief them on facts, review pleadings, and monitor case progress.
• Prepare, vet, and approve legal documents such as replies, affidavits, written statements, appeals, and petitions.
• Represent the company before consumer forums, district/state/national commissions, insurance ombudsman, courts, and tribunals where required.
• Maintain a centralized litigation tracker and MIS, ensuring timely reporting and escalation of high-risk matters.
• Legal Advisory & Risk Management
• Provide legal opinions on claims repudiation, fraud cases, policy interpretation, recovery matters, and dispute resolution strategies.
• Advise business, claims, and operations teams on litigation risk and preventive legal measures.
• Identify trends in litigation and recommend corrective actions to reduce future exposure.
• Regulatory & Compliance Support
• Ensure adherence to IRDAI regulations, circulars, and applicable laws impacting litigation.
• Coordinate with compliance teams for regulatory audits, inspections, and responses related to legal matters.
• Support internal and external audits by providing litigation-related data and documentation.
• Documentation & Records Management
• Ensure proper documentation and archival of case files, court orders, notices, and legal correspondence.
• Track limitation periods and critical dates to avoid adverse legal consequences.
• Key Stakeholders
• Internal: Claims, Underwriting, Operations, Compliance, Risk, Finance teams
• External: Advocates, law firms, courts, tribunals, regulatory bodies

Qualification & Expeirence

• Education: LL.B. from a recognized university (LL.M. preferred but not mandatory)
• Experience:
• 4–8 years of post-qualification experience
• Prior experience in life insurance, BFSI, or financial services litigation preferred