Design and implement legal strategies to recover debts and minimize losses.
Ensure compliance with legal rules and regulations across all states.
Partner with the Corporate Legal team to manage litigation and represent the bank in court / Statutory Authorities / Administrative Bodies.
Co-own collection targets with Collection Heads and contribute to overall recovery performance.
Lead the Legal Processing Office and oversee backend operations and SOPs for legal collections.
Supporting the Stakeholders by initiating appropriate legal proceeding and delivering necessary favourable orders and monitoring of Billing activities.
Conduct Half yearly Training & workshops as per schedule to Stakeholders
Manage the Legal Management System and the SARFAESI Act process end-to-end.
Providing Opinion on any legal related query, maintaining Reports & MIS, others
Handle customer escalations and provide legal support to other functions during crisis situations.
Facilitate empanelment of external vendors from a legal standpoint.
Support and facilitate self-audits, internal audit and external audit.
Obtain necessary court orders for the bank as required.
Act as custodian for all retail legal affairs and ensure adoption of internal compliance frameworks.
Collaborate with the Head of Collections to reduce net credit loss and delinquency metrics.
Qualification & Experience
Graduate Degree
Years of Experience: PQE shall be minimum 1 years & more