Senior Manager Unsecured Litigation

Job Description:

Responsibilities

• Litigation Management
• Handle end-to-end litigation for unsecured portfolios including civil, criminal, and arbitration matters.
• Draft and review legal notices, replies, complaints, affidavits, petitions, and written statements.
• Represent the company in court proceedings as required (along with empaneled advocates).
• Recovery Support (Legal)
• Provide legal support to collections/recovery teams for delinquent accounts.
• Execute legal recovery strategies including filing of cases under relevant laws.
• Drive pre-litigation actions such as demand notices and settlement documentation.
• Vendor & Counsel Management
• Manage and coordinate with external legal counsels, law firms, and recovery agencies.
• Monitor performance, case timelines, and ensure quality of legal representation.
• Validate legal bills and maintain cost efficiencies.
• Compliance & Risk Mitigation
• Ensure all litigation and recovery actions comply with regulatory and statutory guidelines.
• Identify legal risks and suggest mitigation strategies proactively.
• Stay updated on changes in legal/regulatory frameworks impacting unsecured lending.
• MIS & Reporting
• Maintain litigation tracker and case status updates.
• Prepare periodic reports for management on case progress, recovery trends, and legal exposure.
• Provide insights to improve recovery effectiveness.

Qualification & Experience

• LLB / LLM from a recognized university.
• Experience
• 5+ years of experience in litigation, preferably in NBFC/BFSI handling unsecured portfolios.
• Strong exposure to recovery litigation, cheque bounce cases (NI Act), and arbitration.
• Skills & Competencies
• Strong drafting and documentation skills.
• Good understanding of legal procedures and court processes.
• Stakeholder management (internal teams & external counsels).
• Analytical thinking and problem-solving ability.
• Ability to handle high volumes of cases efficiently.
• Preferred Skills
• Experience in handling Section 138 (NI Act) cases.
• Exposure to digital lending or fintech ecosystem is an added advantage.